* FRONT COVER
* LETTER TO SHAREHOLDERS
* BOARD OF DIRECTORS
* MANAGEMENT TEAM
* FORM 10-K
+ TABLE OF CONTENTS
+ PART I
- ITEM 1. BUSINESS
- ITEM 1A. RISK FACTORS
- ITEM 1B. UNRESOLVED STAFF COMMENTS
- ITEM 2. PROPERTIES
- ITEM 3. LEGAL PROCEEDINGS
- ITEM 4. MINE SAFETY DISCLOSURES
+ PART II
- ITEM 5. MARKET FOR REGISTRANT’S COMMON
EQUITY, RELATED STOCKHOLDER MATTERS AND
ISSUER PURCHASES OF EQUITY SECURITIES
- ITEM 6. SELECTED FINANCIAL DATA
- ITEM 7. MANAGEMENT’S DISCUSSION AND
ANALYSIS OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS
- ITEM 7A. QUANTITATIVE AND QUALITATIVE
DISCLOSURES ABOUT MARKET RISK
- ITEM 8. FINANCIAL STATEMENTS AND
SUPPLEMENTARY DATA
+ REPORT OF INDEPENDENT REGISTERED PUBLIC
ACCOUNTING FIRM
+ CONSOLIDATED BALANCE SHEETS
+ CONSOLIDATED STATEMENTS OF INCOME
+ CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME
+ CONSOLIDATED STATEMENTS OF CHANGES IN
STOCKHOLDERS’ EQUITY
+ CONSOLIDATED STATEMENTS OF CASH FLOWS
+ NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
+ NOTE 1 - SUMMARY OF SIGNIFICANT
ACCOUNTING POLICIES
+ NOTE 2 - BUSINESS COMBINATIONS
AND DIVESTITURES
+ NOTE 3 - SECURITIES
+ NOTE 4 - LOANS AND ALLOWANCE FOR
CREDIT LOSSES
+ NOTE 5 - OTHER REAL ESTATE OWNED
+ NOTE 6 - PREMISES AND EQUIPMENT
+ NOTE 7 - GOODWILL AND INTANGIBLE ASSETS
+ NOTE 8 - EQUITY METHOD INVESTMENT
+ NOTE 9 - VARIABLE INTEREST ENTITIES
+ NOTE 10 - DERIVATIVE FINANCIAL INSTRUMENTS
+ NOTE 11 - DEPOSITS
+ NOTE 12 - BORROWINGS AND
BORROWING CAPACITY
+ NOTE 13 - EMPLOYEE BENEFIT PLANS
+ NOTE 14 - INCOME TAXES
+ NOTE 15 - LEGAL CONTINGENCIES
+ NOTE 16 - OFF-BALANCE SHEET
LOAN COMMITMENTS
+ NOTE 17 - FAIR VALUE DISCLOSURES
+ NOTE 18 - RELATED-PARTY TRANSACTIONS
+ NOTE 19 - REGULATORY MATTERS
+ NOTE 20 - STOCKHOLDERS’ EQUITY
+ NOTE 21 - STOCK BASED COMPENSATION
+ NOTE 22 - PARENT COMPANY ONLY CONDENSED
FINANCIAL INFORMATION
+ NOTE 23 - EARNINGS PER SHARE
+ NOTE 24 - BUSINESS SEGMENT INFORMATION
+ NOTE 25 - QUARTERLY FINANCIAL DATA (UNAUDITED)
- ITEM 9. CHANGES IN AND DISAGREEMENTS WITH
ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE
- ITEM 9A. CONTROLS AND PROCEDURES
- ITEM 9B. OTHER INFORMATION
+ PART III
- ITEM 10. DIRECTORS, EXECUTIVE OFFICERS, AND
CORPORATE GOVERNANCE
- ITEM 11. EXECUTIVE COMPENSATION
- ITEM 12. SECURITY OWNERSHIP OF CERTAIN
BENEFICIAL OWNERS AND MANAGEMENT AND
RELATED STOCKHOLDER MATTERS
- ITEM 13. CERTAIN RELATIONSHIPS AND RELATED
TRANSACTIONS, AND DIRECTOR INDEPENDENCE
- ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES
+ PART IV
- ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
+ SIGNATURES
+ CERTIFICATIONS
* CORPORATE INFORMATION
* FORWARD-LOOKING STATEMENTS
* BACK COVER
