* Front Cover
* Corporate Profile
* Letter to Stakeholders
* Board of Directors
* Management Team
* FORM 10-K
+ TABLE OF CONTENTS
+ PART I
- ITEM 1. BUSINESS
- ITEM 1A. RISK FACTORS
- ITEM 1B. UNRESOLVED STAFF COMMENTS
- ITEM 2. PROPERTIES
- ITEM 3. LEGAL PROCEEDINGS
- ITEM 4. MINE SAFETY DISCLOSURES
+ PART II
- ITEM 5. MARKET FOR REGISTRANT’S COMMON
EQUITY, RELATED SHAREHOLDER MATTERS AND
ISSUER PURCHASES OF EQUITY SECURITIES
- ITEM 6. SELECTED FINANCIAL DATA
- ITEM 7. MANAGEMENT’S DISCUSSION AND
ANALYSIS OF FINANCIAL CONDITION AND RESULTS
OF OPERATIONS
- ITEM 7A.QUANTITATIVE AND QUALITATIVE
DISCLOSURES ABOUT MARKET RISK
- ITEM 8. FINANCIAL STATEMENTS AND
SUPPLEMENTARY DATA
+ Report of Independent Registered Public Accounting Firm
+ CONSOLIDATED BALANCE SHEETS
+ CONSOLIDATED STATEMENTS OF INCOME
+ CONSOLIDATED STATEMENTS OF
COMPREHENSIVE INCOME
+ CONSOLIDATED STATEMENTS OF CHANGES
IN EQUITY
+ CONSOLIDATED STATEMENTS OF CASH FLOWS
+ NOTES TO CONSOLIDATED FINANCIAL STATEMENTS
+ NOTE 1 — SUMMARY OF SIGNIFICANT
ACCOUNTING POLICIES
+ NOTE 2 — BUSINESS COMBINATIONS
AND DIVESTITURES
+ NOTE 3 — SECURITIES
+ NOTE 4 — LOANS AND ALLOWANCE FOR LOAN
AND LEASE LOSSES
+ NOTE 5 — OTHER REAL ESTATE OWNED
+ NOTE 6 — PREMISES AND EQUIPMENT
+ NOTE 7 — GOODWILL AND
INTANGIBLE ASSETS
+ NOTE 8 — VARIABLE INTEREST ENTITIES
+ NOTE 9 — DEPOSITS
+ NOTE 10 — BORROWINGS AND
BORROWING CAPACITY
+ NOTE 11 — EMPLOYEE BENEFIT PLANS
+ NOTE 12 — INCOME TAXES
+ NOTE 13 — LEGAL CONTINGENCIES
+ NOTE 14 — OFF-BALANCE SHEET
LOAN COMMITMENTS
+ NOTE 15 — FAIR VALUE DISCLOSURES
+ NOTE 16 — RELATED-PARTY TRANSACTIONS
+ NOTE 17 — REGULATORY MATTERS
+ NOTE 18 — EQUITY AND
NONCONTROLLING INTERESTS
+ NOTE 19 — STOCK-BASED COMPENSATION
+ NOTE 20 — PARENT COMPANY ONLY
CONDENSED FINANCIAL INFORMATION
+ NOTE 21 — EARNINGS PER SHARE
+ NOTE 22 — BUSINESS SEGMENT INFORMATION
+ NOTE 23 — QUARTERLY FINANCIAL
DATA (UNAUDITED)
- ITEM 9. CHANGES IN AND DISAGREEMENTS WITH
ACCOUNTANTS ON ACCOUNTING AND
FINANCIAL DISCLOSURE
- ITEM 9A. CONTROLS AND PROCEDURES
- ITEM 9B. OTHER INFORMATION
+ PART III
- ITEM 10. DIRECTORS, EXECUTIVE OFFICERS, AND
CORPORATE GOVERNANCE
- ITEM 11. EXECUTIVE COMPENSATION
- ITEM 12. SECURITY OWNERSHIP OF CERTAIN
BENEFICIAL OWNERS AND MANAGEMENT AND
RELATED STOCKHOLDER MATTERS
- ITEM 13. CERTAIN RELATIONSHIPS AND RELATED
TRANSACTIONS, AND DIRECTOR INDEPENDENCE
- ITEM 14. PRINCIPAL ACCOUNTING FEES AND SERVICES
+ PART IV
- ITEM 15. EXHIBITS, FINANCIAL STATEMENT SCHEDULES
+ SIGNATURES
* Corporate Information
* Back Cover