Table of Contents
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Front Cover
Contents
Corporate Description
2016 in Brief
Financial Highlights
2016 Annual Shareholders’ Letter
Prestigious Recognition
Comprehensive Services
2016 Banking Center Locations
Shareholders’ Information
Directors and Officers
FORM 10-K
TABLE OF CONTENTS
PART I
Item 1. Business
Item 1A. Risk Factors
Item 1B. Unresolved Staff Comments
Item 2. Properties
Item 3. Legal Proceedings
Item 4. Mine Safety Disclosures
PART II
Item 5. Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities
Item 6. Selected Financial Data
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of Operations
Item 7A. Quantitative and Qualitative Disclosures about Market Risk
Item 8. Financial Statements and Supplementary Data
Report of Independent Registered Public Accounting Firm
Consolidated Statements of Financial Condition
Consolidated Statements of Income
Consolidated Statements of Comprehensive Income
Consolidated Statements of Shareholders’ Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements
Note 1 — Accounting Policies
Note 2 — Recent Accounting Pronouncements
Note 3 — Investment Securities Available-For-Sale
Note 4 — Loan and Lease Financings
Note 5 — Reserve for Loan and Lease Losses
Note 6 — Operating Leases
Note 7 — Premises and Equipment
Note 8 — Mortgage Servicing Rights
Note 9 — Intangible Assets and Goodwill
Note 10 — Deposits
Note 11 — Borrowed Funds and Mandatorily Redeemable Securities
Note 12 — Subordinated Notes
Note 13 — Earnings Per Share
Note 14 — Accumulated Other Comprehensive Income
Note 15 — Employee Benefit Plans
Note 16 — Stock Based Compensation
Note 17 — Income Taxes
Note 18 — Contingent Liabilities, Commitments, and Financial Instruments with Off-Balance-Sheet Risk
Note 19 — Derivative Financial Instruments
Note 20 — Regulatory Matters
Note 21 — Fair Value Measurements
Note 22 — 1st Source Corporation (Parent Company Only) Financial Information
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial Disclosure
Item 9A. Controls and Procedures
Item 9B. Other Information
PART III
Item 10. Directors, Executive Officers and Corporate Governance
Item 11. Executive Compensation
Item 13. Certain Relationships and Related Transactions, and Director Independence
Item 14. Principal Accounting Fees and Services
PART IV
Item 15. Exhibits and Financial Statement Schedules
SIGNATURES
CERTIFICATIONS
Back Cover