Table of Contents
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Front Cover
Contents
Financial Highlights
Message from the President
Operational Review
Financial & Investment Review
Financial Section
Summary Information
Consolidated Balance Sheets
Consolidated Statements of Operations
Consolidated Statements of Changes in Shareholders’ Equity
Consolidated Statements of Cash Flows
Notes to Consolidated Financial Statements
1. NATURE OF THE BUSINESS
2. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
3. INVESTMENTS
4. COMMITMENTS AND CONTINGENCIES
5. OUTSTANDING LOSSES AND LOSS EXPENSES
6. PREFERRED SHARES
7. CREDIT FACILITY
8. COMMON SHARES
9. RELATED PARTY TRANSACTIONS
10. TAXATION
11. REGULATION
12. COMPARATIVE INFORMATION
13. SUBSEQUENT EVENTS
Independent Auditors’ Report to the Shareholders
Management Responsibility for Financial Statements
Officers & Committees of the Board
Board of Directors
Subsidiary Companies
Shareholders
Back Cover