* FRONT COVER
* TO OUR SHAREHOLDERS
* OUR STRONG HISTORY
* YOUR TRUSTED TEAM PROVIDING THE SERVICE
YOU DESERVE
* CORPORATE INFORMATION
* TREND ANALYSIS
* COMPARATIVE STOCK PRICE PERFORMANCE
* CONSOLIDATED FINANCIAL STATEMENTS
+ Consolidated Balance Sheets
+ Consolidated Statements of Income
+ Consolidated Statements of Comprehensive Income
+ Consolidated Statements of Changes in
Shareholders’ Equity
+ Consolidated Statements of Cash Flows
+ Notes to Consolidated Financial Statements
- 1. SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES
- 2. ACQUISITION OF SIERRA VISTA BANK
- 3. FAIR VALUE MEASUREMENTS
- 4. INVESTMENT SECURITIES
- 5. LOANS AND ALLOWANCE FOR CREDIT LOSSES
- 6. BANK PREMISES AND EQUIPMENT
- 7. OTHER REAL ESTATE OWNED
- 8. GOODWILL AND INTANGIBLE ASSETS
- 9. DEPOSITS
- 10. BORROWING ARRANGEMENTS
- 11. JUNIOR SUBORDINATED DEFERRABLE
INTEREST DEBENTURES
- 12. INCOME TAXES
- 13. COMMITMENTS AND CONTINGENCIES
- 14. SHAREHOLDERS’ EQUITY
- 15. SHARED-BASED COMPENSATION
- 16. EMPLOYEE BENEFITS
- 17. LOANS TO RELATED PARTIES
- 18. PARENT ONLY CONDENSED
FINANCIAL STATEMENTS
+ Management’s Report on Internal Control Over
Financial Reporting
+ Report of Independent Registered Public Accounting Firm
+ Selected Consolidated Financial Data
* MANAGEMENT’S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS
* QUANTITATIVE AND QUALITATIVE DISCLOSURES ABOUT
MARKET RISK
* STOCK PRICE INFORMATION
* WHERE GIVING BACK IS SECOND NATURE
* CORPORATE INFORMATION
* BACK COVER
